Motor insurance
You drive it, Allshores protects it
Motor vehicles we cover
- Private cars and sedans
- Compact SUVs
- Hatchbacks
- Motorcycles, bikes, and cycles
- Scooters
- Electric vehicles
Keeping your motor running
- Repair and replacement costs
- Legal costs related to a collision
- Up to $5,000,000 in liability
- Limited medical expenses up to $500
- Up to $500,000 in third-party property damage
- Optional overseas rental vehicle coverage
Call us at +1-441-295-5566 to learn more or get a quote.
roadside assistance
Motor insurance is about more than just your vehicle — it’s about your entire journey. That’s why we offer 24/7 roadside assistance, including:
- Towing service
- Battery jumps
- Fuel top-ups
- Flat tire assistance
- Lock-out assistance
To sign up for roadside assistance, call us at 1-441-298-0888.
Save on motor insurance with Allshores
Save up to 65% with our claims-free discount
Adjust your deductible to lower your premium
Choosing a higher deductible for your motor insurance policy can help to lower your annual premium.
Renew your policy online to save
Pay for your policy in instalments
personal motor insurance
Want to pay in instalments?
With Allshores, you can choose to pay your personal motor insurance premium in monthly, quarterly, or semi‑annual instalments. You’ll have more control over your cash flow while keeping your vehicle protected.
Contact us to learn more or change your payment plan.
RULES OF the road
Whether you just got your licence or you’ve recently arrived in Bermuda, it's important to know that motor insurance is required for all drivers on the island. Before you can register your vehicle with the Transport Control Department (TCD) or drive it in Bermuda, you need to purchase a motor insurance policy with liability coverage.
Frequently asked questions
Optional overseas rental car coverage is available for comprehensive motor insurance policyholders. This optional coverage, called a Collision Damage Waiver extension, protects your legal liability for damage, theft, or loss of use of the rental vehicle.
This option is often more affordable than purchasing insurance directly from the rental company. Please note that this coverage does not include third-party liability, which we recommend arranging through the rental provider. Am I covered to drive a rental car overseas
Your motor insurance policy only covers the vehicle listed on your policy, which must be registered in your name with the Transport Control Department (TCD).
If you're driving someone else's car or motorbike, you'll typically be covered under their policy, as long as:
- You have a valid Bermuda driver's licence
- You have the owner's permission to drive the vehicle
If you're renting a car overseas, you'll need a comprehensive car insurance policy with a Collision Damage Waiver extension to protect against accidental theft or damage to a rental vehicle while it's in your possession. Learn more about protecting yourself when renting a vehicle overseas.
Young drivers don't need different coverage than older drivers, but age may affect:
- Insurance deductibles (which are typically higher for younger drivers)
- Insurance premiums, which are based in part on driving history, years licensed, and any accidents or convictions in the past five years
For added protection for your young driver, you can add 24/7 roadside assistance to their Allshores motor insurance policy. Call us at 1-441-298-0888 to sign up.
Typically, you don’t need to formally add another driver to your policy, unless your policy states that only named drivers are allowed to drive your vehicle. If your policy permits it, anyone with a valid Bermuda driver’s licence may drive your vehicle or motor bike if they have your permission.
